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Jupiter Platinum Home

Jupiter Platinum Home

A private client homeowners solution for California’s most complex properties. Backed by an A.M. Best A-VIII carrier.

A.M. Best A- (Excellent)

Financial Size Category VIII
Coverage Limits
$750K – $25M
Total insured value
Overview

For the home that doesn’t fit a standard box.

Some homes don’t fit a standard box. They carry significant value, real exposure, and agents who need a market willing to look closely. Platinum Home is that market. It’s E&S by design, built around how these placements truly work, so homeowners are never asked to compromise.

E&S by Design
High-Net-Worth Homeowners
Wildfire-Forward
Program Appetite

What Platinum Home delivers

Coverage, pricing, and service built for California’s high-value homeowners’ market.

Meaningful coverage limits

High-net-worth homeowners covered from $750K to $25M TIV.

TIV Range
$750K–
$25M

Robust coverage for complex risks

Designed with the real-world needs of E&S placements in mind, so clients aren’t pushed into gaps they’ll discover at claim time.

Competitive pricing

Priced for today’s market gaps, especially where capacity has pulled back across California.

Wildfire-forward appetite

Built for difficult-to-place California exposures, including properties with significant wildfire exposure.

Streamlined portal

Quote, bind, and issue quickly without the usual friction.

Exclusive Distribution

Ready to place Platinum Home?

Platinum Home is distributed exclusively through Risk Theory Insurance Services. Submit a request and our team will follow up on access.